***NOW ENROLLING FOR OCTOBER 1, 2025 COVERAGE***
Beta... details subject to change.
Health Insurance Benefits
MEC / MVP health plans
MEC (Minimum Essential Coverage) and (MVP) Minimum Value Plan, harness the collective power of multiple small businesses to create a larger risk pool. This helps stabilize premiums across the wider pool, resulting in lower costs.
These plans offer more flexibility than ACA-compliant group plans, with the potential for lower overall risk due to included stop-loss insurance.
Plan Benefits (click for detail)
*No health questionnaires, underwriting, or minimum participation required
*Employees can choose the plan that fits their budget and medical needs best
*Vault Silver plan offers pregnancy benefits, see statement of benefits for more information
*$0 deductible plans available
*Nationwide network and plans are available in all 50 states
The MEC plans, Elite Health and Elite Health Plus, are considered ACA Compliant health plans and include prescription drug coverage and a preferred pharmacy network that is accepted at over 60,000 participating pharmacies nationwide. They also include telemedicine coverage, preventative and wellness care, and a nationwide PPO network.
The MVP plans, Vault Bronze and Vault Silver, are zero deductible plans and also include prescription drug coverage and a preferred pharmacy nationwide network.
MEC Elite Health (click for detail)
$2,500 deductible
TOTAL PREMIUM
|
Associate $324.17 |
Associate + Spouse $562.05 |
Associate + Child $488.75 |
Associate + Family $741.23 |
ASSOCIATE ESTIMATED MONTHLY DEDUCTION
|
$145.88 |
$287.05 |
$213.75 |
$466.23 |
Office visits
primary care:$50
specialist:$100
urgent care:$200
Treatment & services
emergency room:$500 copay after ded, then 50% coinsurance (max 1)
inpatient:$500 copay after ded, then 50% coinsurance (max 3 days)
outpatient:not covered
Labs & imaging
blood work:$100
x-rays:$60
scans:$500
Prescription drugs
generic:$10 or less
brand:$25
specialty:Not covered
See the online brochure for more detailed information about this plan.
MEC Elite Health Plus (click for detail)
$1,000 deductible
TOTAL PREMIUM
|
Associate $356.39 |
Associate + Spouse $623.35 |
Associate + Child $540.35 |
Associate + Family $821.90 |
ASSOCIATE ESTIMATED MONTHLY DEDUCTION
|
$160.38 |
$348.35 |
$265.35 |
$546.90 |
Office visits
primary care:$35
specialist:$75
urgent care:$150
Treatment & services
emergency room:$400 copay after ded, then 50% coinsurance (max 1)
inpatient:$500 copay after ded, then 60% coinsurance (max 5 days)
outpatient:not covered
Labs & imaging
blood work:$100
x-rays:$50
scans:$500
Prescription drugs
generic:$10 or less
brand:$25
specialty:Not covered
See the online brochure for more detailed information about this plan.
MVP VAULT Bronze (click for detail)
$0 deductible
TOTAL PREMIUM
|
Associate $492.48 |
Associate + Spouse $852.36 |
Associate + Child $867.98 |
Associate + Family $1,302.20 |
ASSOCIATE ESTIMATED MONTHLY DEDUCTION
|
$221.62 |
$577.36 |
$592.98 |
$1,027.20 |
Office visits
primary care:$25 (max 8)
specialist:$50 (max 8)
urgent care:$50 (max 2)
Treatment & services
emergency room:$350 after ded. (max 1)
inpatient:$350 (max 5 days & 2 surgeries)
outpatient:$350 (max 1)
Labs & imaging
blood work:$50 (max 3)
x-rays:$350 (max 1)
scans:$350 (max 1)
Prescription drugs
generic:$10 or less
brand:$25
specialty:Not covered
See the online brochure for more detailed information about this plan.
MVP VAULT Silver (click for detail)
$0 deductible
TOTAL PREMIUM
|
Associate $579.07 |
Associate + Spouse $1,005.50 |
Associate + Child $1,024.57 |
Associate + Family $1,577.46 |
ASSOCIATE ESTIMATED MONTHLY DEDUCTION
|
$304.07 |
$730.50 |
$749.57 |
$1,302.46 |
Office visits
primary care:$15 (max 10)
specialist:$25 (max 10)
urgent care:$35 (max 3)
Treatment & services
emergency room:$350 after ded. (max 1)
inpatient:$350 (max 7 days & 3 surgeries)
outpatient:$350 (max 2)
Labs & imaging
blood work:$50 (max 3)
x-rays:$350 (max 2)
scans:$350 (max 2)
Prescription drugs
generic:$10 or less
brand:$25
specialty:Not covered
See the online brochure for more detailed information about this plan.
Information about quoted plan premiums
The rates included on this page are not guaranteed. Pricing displayed is an estimate based on the information that you have provided about your business and employees. Monthly estimates are based on 100% elective enrollment of your employees and their dependents. Final pricing will be calculated during the underwriting process with a licensed group insurance agent for your review and final approval.
